An SR-22 is not insurance, but a certificate of financial responsibility that some drivers are required to file to legally operate a vehicle. The SR-22 certificate proves that your auto insurance meets the minimum liability coverage in your state. If you have a DUI, reckless driving, multiple traffic offenses, had an accident without valid car insurance, or your license was suspended or revoked, the state may require you to file this form before restoring your legal right to drive.
When you need to purchase car insurance and are required to file an SR-22, it may be easier than you think. With the help of our local agency, we can find an affordable policy for you. Many insurance companies will even file the SR-22 on your behalf.
Need to File an SR-22? We Can Help
If you have received notification that you must file an SR-22, you may need to prove you have the required auto insurance, based on your circumstances. It is vital that you don’t let your auto insurance lapse during that period, as it may lead to your driver’s license being suspended. If your auto insurance lapses due to non-payment, the insurance company is legally obligated to inform the state.
Once you have purchased your auto insurance, the SR-22 can be filed with the state. Many insurance companies submit the form electronically the same day the insurance policy is purchased. The price you pay for auto insurance can vary widely between insurance companies, and our local agency will search for affordable rates and coverage to match your situation and your budget.